| Chapter 1 | Chapter
2 | Chapter 14 | Appendix
A Field Guide to The Number
Number chasers fall into four basic personality types. They come together
in the field guide below. Take a moment and see where you fit:
||You are in-denial about the need for any kind of post-career plan; or you are otherwise lazy, confused, scared, or so woefully impoverished it doesn't matter if you have a plan or not. You hope for the best, dread the worst.
||You totally ignore warnings and entreaties from family, friends, employers, the media, and marketers of financial services. You have no time for age-old fables like "The Hare and the Tortoise."
||You have no plan. No real sense of a Number. No nothing. Hiding
under the comforter often seems like the best solution.
||You pick what seems like a good Number out of thin air. "Hmm, that sounds about right for an adequate nest egg."
||You base your plans on a series of best guesses and wild-assed stabs.
||You have sort of a vague plan and an arbitrary Number. The plan, however, may turn out to be filled with helium or bricks.
||You possess well-developed left-brain capacity. You harvest, then crunch, a ton of available data to arrive at a rational, if incomplete, second-half Number.
||You dutifully study life expectancy charts; projected rates of return; inflation forecasts; projected health care costs, etc., etc.
||You have plan and a Number that is cogent and conscientious. But one key question is conspicuously absent: what the hell am I living for?
||You relentlessly pursue quests, journeys, and explorations into your inner being. Your goal: to figure out who you are, what you really want, and how much does fulfillment actually cost?
||You hungrily consume some or all of the following: meditation, psychoanalysis, self-help books, spa vacations, massive doses of Oprah and Dr. Phil.
||You have a plan and a Number centered on what would really make a difference in your second-half life. Chances are, this plan calls for simplification and downsizing. Your one big fear: what if it turns out I really LIKE wretched excess?